Deductible Defender Protection Plans reimburse you for insurance deductible payments and more.
Become a member and get paid back for unexpected expenses such as:
Insurance Deductibles
Vehicle Mechanical Repairs
In-Home Appliance & Electronics Repairs
Emergency Lodging
Home Lockout Service & Glass Breakage
All-Vehicle Protection
- Unlimited deductible reimbursements, up to $1,000 per claim
- 20% reimbursement for mechanical repairs
- Plus more benefits
Home Protection
- Up to $2,500 deductible reimbursement, once per year
- 50% reimbursement for home appliance and electronics repairs
- Plus more benefits
Route 66 Extended Warranty Plans
- Covers costly repairs like engine, transmission, A/C, and electrical systems with a $0 deductible.
- Plus more benefits
Extended coverage beyond your factory warranty
Keep your car on the road without surprise repair bills.
Financial Protection: Covers costly repairs like engine, transmission, A/C, and electrical systems with a $0 deductible
Peace of Mind: Confidence knowing you’re protected against major repair costs, ideal for long-distance drivers or those keeping vehicles past factory warranty
Added Perks: Rental car reimbursement, roadside assistance, and trip interruption coverage included
Flexible Coverage: Options available for newer and higher-mileage vehicles, with multiple term and mileage levels
Protection plans for your home and vehicles.
All-Vehicle and Home Protection reimburse your insurance deductibles, repairs and emergencies. Route 66 Extended Warranty covers major mechanical breakdowns after your factory warranty ends.
How it works
Join for $249/yr
Pick All-Vehicle, Home, or both. Most benefits are active immediately; repair benefits start after 30 days.
Have a covered claim
A storm, fender bender or broken appliance happens. File with your insurer as usual and pay your deductible.
Send docs, get reimbursed
Submit your claim paperwork. Most reimbursements are processed within 7 business days (up to 30).
Choose your protection
All-Vehicle Protection
- Unlimited deductible reimbursements, up to $1,000 per claim
- 20% reimbursement for mechanical repairs
- Plus more benefits
Home Protection
- Up to $2,500 deductible reimbursement, once per year
- 50% reimbursement for home appliance and electronics repairs
- Plus more benefits
Route 66 Extended Warranty Plans
- Covers costly repairs like engine, transmission, A/C, and electrical systems with a $0 deductible.
- Plus more benefits
Compare plans
Unlock insurance premium savings
If raising your collision deductible lowers your premium, Deductible Defender can help offset the added risk by reimbursing eligible deductible costs after a covered claim.
You deserve a safety net.
We are not insurance.
We’re supplemental protection that kicks in when insurance stops short. We help protect what your policy won’t — like your deductible.
We work with any insurance provider.
No matter who your policy is with, Deductible Defender reimbursement benefits are here to help.
What our members say about us:
Frequently Asked Questions
Need help?
What exactly is Deductible Defender?
Is this insurance?
What does it cover?
How much will I get reimbursed?
How does the reimbursement process work?
Can I use it more than once?
Can I use it for any home or vehicle?
Can I cancel if I change my mind?
Is there a waiting period?
Resources
Read more about our protection plan details
