Before you get protected:
Did your insurance agent tell you about us?
If so, please sign up through your agent!
Here by yourself?
Choose Plan

We protect you from what your insurance leaves behind

Compatible with any insurance provider

Backed by two A-rated carriers

7+ million members protected

Reimbursement in 30 business days or less

All-Vehicle Deductible Protection

Home Deductible Protection

You deserve a safety net.

We are not insurance.

We’re supplemental protection that kicks in when insurance stops short. We help cover what your policy won’t — like your deductible.

We are not a warranty.

We don’t cover breakdowns — we cover your financial burden when disaster strikes. If your claim is approved, your deductible is on us.

We work with any insurance provider.

No matter who your policy is with, we’re here to help. When a claim hits, we pay the part your insurer won’t: your deductible.

What our clients say about us:

My job doesn’t give me much wiggle room financially. This gave me breathing room after a fender bender and a roof repair. One of the smartest purchases I’ve made.

Dev Patel, 27

Newark, NJ

It’s like insurance for your insurance. And they actually do what they say. That’s rare.

Heather MacDonald, 44

Portland, OR

It felt like a scam at first… until I actually needed it. Zero regrets. Everyone should get this.

Brianna Holloway, 32

Sacramento, CA

I’ve used it twice – once for a car accident and once for a kitchen fire. Deductible Defender came through both times. No complications, just got my money back.

Michael S., 51

San Antonio, TX

Our basement flooded during a storm and we were bracing for a huge deductible. I’d totally forgotten we had this protection - then my agent reminded me that we had DD. What a relief!

Martin and Kendra Paulson, 46 & 43

Des Moines, IA

I was skeptical, but now I tell all my friends to add Deductible Defender when they buy a car. It’s one of those things you don’t know you need—until you really need it.

Jesse Alvarado, 36

Denver, CO

I’m a single mom and every dollar counts. Knowing that both my car and my house are protected? That peace of mind is worth everything.

Tasha Greene, 34

Omaha, NE

My agent offered me Deductible Defender when I called to add my new car to my policy, and I'm so glad I said yes. Four months later, someone rear-ended me and my net deductible was zero!

Anthony Russo, 38

Long Island, NY

I hit a deer two weeks after buying my car. My deductible was $1,000 - DD reimbursed me the full $1000. Total lifesaver.

Jamie Rodriguez, 29

Flagstaff, AZ

A burst pipe flooded our laundry room and our insurance deductible was $1,500. Deductible Defender stepped in and reimbursed me for my full deductible.

Lisa Chang, 41

Charlotte, NC

Frequently Asked Questions

What exactly is Deductible Defender?

Is this insurance?

What does it cover?

How much will I get reimbursed?

How does the reimbursement process work?

Can I use it more than once?

Can I use it for any home or vehicle?

Can I cancel if I change my mind?

Is there a waiting period?

Resources

Read more about our protection plan details