Home Deductible Protection
When disaster strikes — flooding, fire, hail, or unexpected storm damage — your home insurance kicks in to help you recover.
But there’s one big problem: You still owe your deductible.
Today, deductibles can run anywhere from $1,000 to $5,000 or more. That’s money out of your pocket at the worst possible time.
But what if someone had your back?
With the Deductible Defender Home Protection Plan, you don’t have to face that financial burden alone.
We reimburse your homeowner’s insurance deductible after a covered claim—so you can get back on your feet without draining your emergency fund.
Who it's for
The Home Protection Plan is perfect for:
New homeowners who want financial peace of mind
Apartment renters who want extra security
Families looking to safeguard their savings
Homeowners who live in storm-prone or high-risk areas
Anyone with a $1,000+ deductible on their insurance policy
Get protected in 90 seconds
Get reimbursed fast.
No long hold times. No fine print. No runaround.
Reminder: This is not insurance or a warranty — it’s supplemental protection.
Simple Enrollment
1.
Choose your plan or bundle
2.
Enter basic info + payment
3.
You’re instantly protected
Note: All benefits are active immediately except the repair reimbursement benefits which have a 30-day waiting period
Easy Claim Filing
1.
Initiate within 90 days of the “date of loss”
2.
Upload proof of loss, insurance documents, and proof you paid your deductible within 180 days
3.
We review and reimburse within 30 business days or less
We protect you from what your insurance leaves behind
Compatible with any insurance provider
Backed by two A-rated carriers
7+ million members protected
Reimbursement in 30 business days or less
Frequently Asked Questions
Need help?
What exactly is Deductible Defender?
Is this insurance?
What does it cover?
How much will I get reimbursed?
How does the reimbursement process work?
Can I use it more than once?
Can I use it for any home or vehicle?
Can I cancel if I change my mind?
Is there a waiting period?
Resources
Read more about our protection plan details