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Auto Deductibles

Don’t Let a Car Accident Derail Your Finances.

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Home Deductibles

Don’t Let a Home Emergency Drain Your Savings.

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We cover What Your Insurance Leaves Behind

We are not insurance.

We’re supplemental protection that kicks in when insurance stops short. We help cover what your policy won’t — like your deductible.

We are not a warranty.

We don’t cover breakdowns — we cover your financial burden when disaster strikes. If your claim is approved, your deductible is on us.

We work with any insurance provider.

No matter who your policy is with, we’re here to help. When a claim hits, we pay the part your insurer won’t: your deductible.

What clients say about us

Overall Ratings

Google

4.9

StarStarStarStarStar

Clients Reviews

Jesse Alvarado, 36

Denver, CO

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I was skeptical, but now I tell all my friends to add Deductible Defender when they buy a car. It’s one of those things you don’t know you need—until you really need it.

Heather MacDonald, 44

Portland, OR

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It’s like insurance for your insurance. And they actually do what they say. That’s rare.

Dev Patel, 27

Newark, NJ

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My job doesn’t give me much wiggle room financially. This gave me breathing room after a fender bender and a roof repair. One of the smartest purchases I’ve made.

Michael S., 51

San Antonio, TX

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I’ve used it twice—once for a car accident and once for a kitchen fire. Deductible Defender came through both times. No fighting, no forms, just paid.

Brianna Holloway, 32

Sacramento, CA

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It felt like a scam at first… until I actually needed it. Zero regrets. Everyone should get this.

Martin and Kendra Paulson, 46 & 43

Des Moines, IA

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Our basement flooded during a storm and we were bracing for a huge deductible. I’d totally forgotten we had this protection—and then they emailed saying it was covered. Unreal.

Anthony Russo, 38

Long Island, NY

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The dealership offered me Deductible Defender at financing and I’m so glad I said yes. Four months later someone rear-ended me. I didn’t pay a cent.

Tasha Greene, 34

Omaha, NE

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I’m a single mom and every dollar counts. Knowing that both my car and my house are protected? That peace of mind is worth everything.

Jamie Rodriguez, 29

Flagstaff, AZ

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I hit a deer two weeks after buying my car. My deductible was $1,000 — Deductible Defender covered the whole thing. Total lifesaver.

Lisa Chang, 41

Charlotte, NC

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A burst pipe flooded our laundry room and our insurance deductible was $1,500. Deductible Defender stepped in and paid it directly. No paperwork nightmare. Just handled.