all services

Help Icon

Home Deductibles

When disaster strikes — flooding, fire, hail, or unexpected storm damage — your home insurance kicks in to help you recover. But there’s one big problem: You still owe your deductible.

And today, deductibles can run anywhere from $1,000 to $5,000 or more. That’s money out of your pocket at the worst possible time.

But what if someone had your back?

Our Solution

With the Deductible Defender Home Protection Plan, you don’t have to face that financial burden alone.

We reimburse your homeowner’s insurance deductible after a covered claim—so you can get back on your feet without draining your emergency fund.

Benefits

When you enroll in the Home Protection Plan, you get:

✅ Up to $2,500 in deductible reimbursement for covered home insurance claims
✅ Fast, no-hassle claims processing
✅ Coverage that kicks in when your insurance does
✅ Peace of mind that you’re protected, financially and emotionally

How It Works

It’s easy to protect your home—and your wallet.

  1. Enroll in the Home Protection Plan through a participating partner
  2. File your homeowner’s claim like normal when disaster strikes
  3. Submit proof of your deductible—and we reimburse you, fast

It really is that simple.

Who It's For

The Home Protection Plan is perfect for:

  • New homeowners who want financial peace of mind
  • Families looking to safeguard their savings
  • Anyone with a $1,000+ deductible on their insurance policy
  • Homeowners who live in storm-prone or high-risk areas

Why Choose Us

You’re not buying insurance—you’re buying peace of mind.

The Deductible Defender Home Protection Plan is:

✅ Backed by a trusted network of insurance advisors
✅ Transparent, affordable, and easy to use
✅ Designed to support you when you need it most

No surprise fees. No gimmicks. Just real protection, when it counts.

When Life happens,
Be ready

Protect yourself from surprise expenses — starting now.

frequently asked questions

What does the Deductible Defender plan cover?
Do I need to change my insurance provider to use this plan?
How do I file a claim for reimbursement?
Can I use the plan more than once?